Tobacco Ban On College Campus To Include E Cigarettes

Very few people would argue against the banning of tobacco smoking on college campuses as a way to improve the health of the nations students but some people aren’t 100% happy about a upcoming smoke-free policy at a California university. The reason being that the bill will see vapor cigarettes and chewing tobacco lumped together with the tobacco products which are known to cause second-hand health damage.

Neither chewing tobacco nor e cigarettes cause harm to anyone but the person using them. Indeed many researchers conclude that vapor cigarettes could turn out to be completely safe, and are a great way for smokers to get off tobacco without the pain associated with going cold turkey.

If those responsible for new rule on the campus of UC were really concerned about the health of the students then it would make more sense if they were to encourage the use of these alternative nicotine delivery systems in students who are unfortunate enough to have the addiction.

What has actually happened here is the curtailing the personal freedoms due to an anti-nicotine agenda which serves no useful purpose. We can only hope that in the future commonsense will prevail and we’ll live in a world where smokers are free to use the very products which have the potential to save their lives without feeling like a social outcast.

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Feeder Schools

One of the issues with the falling budgets of the average city college and their possible closures is that so many people are losing the opportunity to trade up.  Think about it this way, if you’re a kid with a 2.0 GPA in high school-what opportunities do you have?  I mean, I remember having a job packing gift baskets after my senior year while I was waiting to go away to school, but I couldn’t imagine that being my entire life.

City college is certainly a way out to be sure for those kids who took a while to mature.  They can spend some time locally and then transfer to bigger and better things.  I know tons of people who benefitted greatly by their experience at various city college’s around California-many of which are having huge budget issues and are closing those same opportunities to current students.

Why Would You Consider Attending A Community College?

Depending on your personal situation, attending a community college may be the best course of action when looking at continuing in education.  It is often found that residential colleges offering long term courses just aren’t a good fit for most people.  If this is you, do not be downhearted.  Check out these great reasons why you may find that community college is a better choice for you;

You may have a family; If you have a family and you need to go to work in order to provide for them, you may find community college is your best option for continued education.  Most community colleges offer courses during the evening and weekends and this will allow you to juggle work, family and study.  This would prove to be very difficult at a residential college that only offers lectures during the day.

Your career doesn’t need high academic levels; If you are hoping to follow a career in a vocational, technological or service business or industry then it is unlikely you will need to gain a full Bachelor’s degree.  If you only need to become certified, then community colleges can be the best option.

Don’t get priced out of further education; If you are short of money, but still want to pursue further education then community colleges can offer you courses at a much cheaper rate than residential colleges.

Unsure of wanting further education; If you still are not totally convinced that you wish to pursue education then residential courses can be a very costly experiment.   Community colleges are not as expensive and can allow you to grow into an opportunity.

Just didn’t get the grades; If you found that your test results were not good enough to get into the residential college of your choice then a community college can be a really great stepping stone so you can improve on your academic abilities and try again in the future.


Students Should Use an Interest Calculator to Understand the Power of Savings

Students should learn as early as possible the power that compound interest growth can have on current or future savings.  Students can use free tools such as the InterestBot to visualize this growth.

Accessing an Interest Calculator is the first thing that you should do if you have an interest in saving more money in the upcoming year. There are many people that would like to put more money away in order to build a future. If you are one of these people, it is important that you take the right approach.

Do not make the mistake of thinking the only way to save would be to take additional money out of your paycheck. In fact, it is possible for you to put away more money while limiting what comes out of your paycheck. When you take the right approach, you would get a much better return on your investment. This calculator is simple to use and effective for helping you get all of your finances in order.

It can help you manage your finances, and learn what you can or cannot afford.  It is essential that you keep track of your spending and finance especially at college.  It’s easy to get carried away particularly with standing charges, that subscription to cable or Netflix looks cheap, then a VPN to access Americans Netflix can soon start to add up with monthly charges.

Using an interest calculator is a lot easier than you think. It would allow you to make sure that you are getting a great value for any money that you would like to invest for any reason. If this sounds like something you are interested in, it would be a good idea to start entering your information as quickly as possible.

When the new year starts, people have a renewed interest in making the correct financial moves. If you are one of these people, you should not be worried about making a mistake. Instead, you want to look at the savings accounts you have at the moment and switch to others that offer higher rates.

John Stevens

Author of the online slideshow video maker.

Student Can Use this Tool to Understand Their Student Loan Payments

When  student is debt-laden with student loans, it adds significant stress in addition to the academic rigors of being a student.  Students can reduce this stress and understand their loan payments by using the PaymentBot.

A loan payment calculator is the only tool you will need to determine the estimate of what your monthly loan payment will be. The type of information that is required to make the necessary calculations is dependent on the website’s loan calculator. A less sophisticated loan calculator may require a certain degree of math proficiency from the user. However, in established sites like PaymentBot, the interest rate and other pertinent information may be pre-filled by the said site.

A well-organized loan assistance site and a working loan calculator helps the borrower to save precious time because he or she need not search for the necessary information needed to perform accurate calculations. It is however important to realize that a loan calculator is simply a tool and the information provided through its usage must be considered as estimates. Thus, the exact monthly payment should not be considered final until the borrower is able to receive documents with regards to the details of the loan. Learn more on how to compute interest rates by visiting sites like PaymentBot.

It is prudent not to make assumptions. If the borrower will use the lender’s website it is imperative to remember that the actions undertaken in that site does not guarantee a loan or specific loan terms. Borrowers must be aware that there are lenders who will offer different interest rates because they base their calculations on the borrower’s creditworthiness. Learn more on how to devise effective payment strategies by studying topics discussed in sites like PaymentBot.

Borrowers who unfortunately have a few blemishes on their credit report should expect a higher interest rate and not the low interest rate advertised by the lender. In most cases the lower interest rate is the one that was pre-filled into the online loan calculator. In order to determine if the lender offers different interest rates to applicants, then, look for the link on their website that discusses lender’s interest loans. Knowledge about these things can help prevent the unwelcome surprise generated by false assumptions. Learn more and visit sites like PaymentBot.

Work and Rest Balance

The key to getting succesful grades at college is by working hard but not over doing things. Some people study as well as hold down jobs and covering shifts for overtime can often lead to burn out which is why it is recommended that you make sure rest and relaxation are as much a part of your routine as work and study.

Quite a lot is also made about getting the correct work space for studying at home but as much effort and care should be placed in selecting a bed and sofa to ensure your rest is optimal. There are some incredible options that combine the two like a leather corner sofa bed that can give you the best of both worlds.

You will always have to work hard for what you want in life but learning the right balance can be the difference between success and failure. Many people have bitten off more than they can chew and gone on to pay the price for it so figuring out exactly what you are capable of and sticking to it is key. Quite often you can feel pressured in certain jobs to cover shifts but realising that they do not have your best interests at heart and just want a shift covered can help you in the long run.